0. Credit Risk Management - Intro

Commercial and Corporate bank loan credit principles in post pay-out risk management, debt restructuring, non-performing loans management and legal recoveries. Useful practical information and tools for heads of credit, credit underwriters, credit managers, anyone in the credit field involved in, or exposed to credit risk management, debt restructuring, workout and legal recovery. Aimed at heads of workout and recoveries, recoveries managers, collections agents, recoveries agents, workouts & restructures. Business Rescue Practitioners. Liquidators.

Security or collateral forms the basis for constructing a successful restructure. Strategies, pitfalls, practical case studies and key performance indicators. What collateral or security means, the different types, and key points to keep in mind that will assist in maximizing your recovery rate. Hard collateral, mortgage bonds, fixed and floating charges or special and general notarial bonds. When to use which type. Valuable practical and technical insights. Primarily from the perspective of the bank or creditor, but credit suppliers, debtors and agents will also benefit.

The care and maintenance of collateralized assets. Actions like, insurance confirmations, confirmation of regular service intervals, maintenance of warrantees, and regular inspections.

The material does not directly cover retail, consumer or SME lending, there will be benefits for retail or volume lenders. Useful to improve your competencies, as a manager or ideal to develop junior team members.